Best 0% APR Financing Car Deals in September 2025

Please keep in mind that dealership will advertise 0% pretty much all year round and it’s very different from 0% you receive from the manufacturer. With dealerships, it’s a rate buydown. Essentially the dealership will buy the rate that you qualify for normally and pay the back interest upfront in order to offer 0%. Typically, there will be no discounts at all.

TLRD:

Interest-free car deals (0% APR financing) let you finance a new car with no interest charges, meaning your payments go directly toward the price of the vehicle. These offers are usually provided by manufacturers to boost sales and are limited to buyers with excellent credit scores. You often have to choose between 0% financing or a cash rebate; calculating the total cost of both options will help you decide which saves you more.

Some manufacturers restrict 0% deals to specific models and shorter loan terms, so always read the fine print. Models listed in the US News article as eligible for 0% interest deals (as of September 2025) include:

2025 Subaru Solterra
2025 Volkswagen ID.4
2025 Chevrolet Equinox EV
2025 Nissan Rogue
2025 Lexus RZ
2025 Lincoln Corsair Grand Touring
2025 GMC Sierra 1500
2025 Chevrolet Silverado EV
2025 Nissan Ariya
2025 Mitsubishi Outlander

These deals change frequently, and eligibility depends on your credit score and other factors. Always verify the latest offers with your dealer or the car manufacturer.

Source: https://cars.usnews.com/cars-trucks/advice/interest-free-car-deals?onepage